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14 October 2026 · 4′ read

What a property transfer costs in 2026

A simple guide to buyer and seller costs, with an example.

Buyer costs

Transfer tax of 3.09% on the official value (or VAT on new builds), notary around 0.8–1%, registration around 0.5%, lawyer 0.5–1%.

Seller costs

Certificates (energy, engineer, Land Registry), any regularisation of unauthorised works and the agency fee.

Example

For a €300,000 apartment with an official value of €220,000, buyer costs are roughly €12,000–15,000.

Note

These percentages are indicative and change. Ask us for an exact calculation for the property you are interested in.

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